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Financial Counselling

Providing Credit and Debt Services

Illawarra Legal Centre

Financial Counselling

Illawarra Legal Centre provides free financial services to professionally assist you through your financial difficulties.

Are you in a dispute with a financial service provider in relation to loans or other credit contracts? OR being sued for a debt?

Our Financial Counselling Service provides FREE professional assistance to anyone experiencing financial difficulties. We can provide assistance over the phone or face-to-face about your options. We can also provide advocacy if necessary to resolve your problems.

In addition to providing services at our Warrawong Office, we have six outreach services located in Wollongong, Warilla, Dapto, Unanderra, Corrimal and Nowra.

Connect With Illawarra Legal Centre

How We Can Help

Please note that, Illawarra Legal Centre cannot give legal advice by email. Unfortunately we cannot protect any confidential information you send to us by email if we have not asked for that information.


At Illawarra Legal Centre, we can give you important information and support to help you advocate for yourself.

Legal Advice

Inform you of your rights, obligations and options in relation to debt recovery, bankruptcy and other relevant consumer credit laws.


Provide information sessions/workshops on credit and debt matters to community and consumer groups upon request.

More Help

Other Useful Links

For tips on how to manage your money visit the ASIC’ MoneySmart website.

The Australian Financial Complaints Authority (AFCA) deals with complaints and disputes about banking and financial services.

The Financial Rights Legal Centre is a community legal centre specialising in financial services, providing a range of fact sheets in English and other languages.